When travelling abroad, it is necessary to carry the currency of the country that you plan on vacationing in. Some of the ways how you can spend your money abroad is by using an international debit card or a forex card. Using a forex card is more advantageous than using an international debit card. Here are the few differences between a forex card and an international debit card.submitted by travelmoneyindia to u/travelmoneyindia [link] [comments]
I remember the problem which I faced prior to my first international trip – buying foreign currency. I went to the heart of my city to look for a Forex service provider which would sell me the foreign currency I was looking for at a fair price. More than two hours in the market and I had to settle for a rate which left me feeling cheated.submitted by Teiforexpvt to u/Teiforexpvt [link] [comments]
It has been five years since that episode. Today, my least concern before a foreign trip is to get foreign currency. Whether it is for studying abroad, international travel, or working outside the country, we all want to get the best Forex deals for our foreign visitors. Following is a list comprising of eight ways to get the best Forex deal:
1.Purchase Online –
Do you know the reason why you get more discount on e-commerce websites than in a shopping mall? That’s right. E-commerce websites have online stores, which saves them a lot of money. Being online, not offline, means that they offer their potential customers not only the means to purchase from the comfort of their home, but also help them save time and energy. Tei Forex is the only completely-online Forex service provider company in India.
2. Compare –
It is funny that we tend to compare rates for the smallest of groceries, but refrain from doing the comparison when it comes to Foreign Exchange. Not all Forex vendors offer the best exchange rates. For buying foreign currency, Tei Forex is a premium Forex company which assures the best foreign exchange rates. Simply go through their websites or call them to get the rates and do the comparison. It may take a little extra time, but it can save you thousands.
3. Don’t leave it for the last moment –
Although Tei forex delivers a prepaid Forex card within 24-48 hours (excluding holidays), it is better to order your prepaid travel card at least five days in advance. In case if you speculate that the ordered currency rate will go down, don’t worry. Order your international travel card well in advance with the bare minimum amount. You can later reload it when the rate falls.
4. Look for offers –
Though a majority of vendors simply want to make as much money as possible from their customers, there are a few vendors which belief in customer satisfaction. Tei Forex does not only assure the best currency exchange rates, but also provides two free ATM withdrawals per month. They also provide round-the-clock customer support.
5. Don’t fall for unbelievable offers –
Getting an offer is one thing, but getting an unbelievable offer is another. Rule of thumb tells us that if an offer is too good to be true, it most likely is. Some companies adopt marketing gimmicks or unethical means to woo their customers.
6. Negotiate –
If you ask for something, you will get a ‘yes’ or a ‘no’. If it is a no, it would not really matter, but if it is a yes, good for you. While the banks will not entertain you if you try to negotiate with them, Forex vendors might. If you find a better exchange rate for the currency you are looking for, inform the other Forex vendors. To convert you as their customer, they might as well challenge that price and offer you a better exchange rate.
7. Avoid the Forex vendors at the airports –
Rarely will you find a good Forex rate from the airport currency exchange vendors. Whether you have just arrived or are about to leave, airport Forex vendors are the last place you should consider buying or selling your Forex, as their rates are exorbitant. At the time of arrival, if you don’t have any cash in the local currency, just exchange enough to pay for the hotel transfer. If you are leaving, exchange the excess money before arriving at the airport. Whatever purchases you would want to make at the airport can be done using your Tei Forex prepaid Forex card.
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The most convenient and inexpensive way to carry money abroad is a Forex Card. A forex card is a prepaid travel card offered by banks to people who are travelling to one or more international destinations. As per the user’s needs, the card can be loaded with a single foreign currency or multiple currencies. How a Forex Card Scores Over Credit/Debit Card? If you are planning to travel to a ... A forex card looks and works exactly like a credit card. They can be used to pay for anything; from as small as your taxi bill to paying your hotel expenses. In layman’s language, a forex card is a prepaid credit card where you virtually carry foreign currency. Most of the forex cards can be used at ATMs so you wouldn’t have to worry about ... A Multi-Currency prepaid Forex card is a card that can be loaded with multiple currencies. It offers convenient, hassle-free payments to make foreign travel a memorable experience. Multi-Currency Travel Money Cards With No Cross Currency Or Hidden Charges . Stop paying the exorbitant exchange rates that your international debit/ credit cards charge. Unlike your debit/ credit cards, which levy ... There are three ways to spend money when traveling abroad – cash, credit card and forex card. It’s difficult to find the best forex card. Because some cards charge you a fixed amount of Rs 150 for issuing the card while others offer it to you for a higher fee of Rs 500. Cost- Effective - The prepaid forex card definitely makes it much more cost effective to deal in foreign currency in comparison to getting the currency exchanged in cash or even using the international debit or credit cards. When getting it in cash, there is an extra cost charged as well as using the debit or credit cards costs one an additional fees for rate conversion. Card Back Up Provision ... 4) You can top-up or reload your prepaid card at any time with your standard UK debit or credit card by logging back into your online account. Most cards also allow you to top-up by phone, SMS and via the Post Office. Once you have reloaded your card your US Dollars will be available almost instantly so if you top-up in your hotel room you can withdraw the cash by the time you leave your room! Comparison of Forex Card vs Credit Card, Debit Card, and Cash. Nov 8 16 by Subhash Sivamani. Image Source : moneymada.com Getting a Prepaid travel card is claimed by industry experts to be the safer, better and cheaper option for travellers going abroad, especially for travellers on a budget.
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